DISABILITY, LIFE AND ILLNESS INSURANCE

• Many people have taken steps to protect their future by purchasing, or receiving through their employment, insurance products such as disability insurance, life insurance, or critical illness insurance. However, many claims for benefits related to these insurance products are being improperly denied or terminated by insurance companies. People with meritorious claims for benefits are unable to financially cope without an income and are forced to return to work in spite of suffering from a serious disability.

  Our team has successfully pursued claims against disability, life and illness insurers throughout Ontario. Our lawyers also represent clients involved in disputes over their Canadian Pension Plan entitlement. Please allow the lawyers at Prouse, Dash & Crouch, LLP to assist you in ensuring that your insurance benefits are properly maintained.

MOTOR VEHICLE ACCIDENTS

• If you or someone you know has been injured in a motor vehicle accident there are important steps that must be taken soon after an accident has occurred. The law governing these types of accidents often requires injured persons to notify their own insurer and the at-fault party within days after an accident has occurred. It is therefore essential that you quickly seek the advice and expertise of a lawyer practicing in the area of personal injury law.

  The personal injury lawyers at Prouse, Dash & Crouch, LLP offer free telephone and in person consultations because we believe that it is important that you quickly develop an understanding of your rights and obligations.

  In Ontario motor vehicle accidents are governed by a “no fault” insurance regime. Generally, this means that there are two sources of compensation. The first source is your own auto insurer who is obligated to provide certain accident benefits to you following an injury. The second source of compensation is accomplished by bringing a lawsuit against the at-fault driver or any other person that may have caused or contributed to your injuries. Should you have any questions or concerns please contact one of our personal injury lawyers at 905-451-6610 to arrange for your free consultation.

USEFUL RESOURCES

• Financial Services Commission of Ontario (FSCO)
  FSCO is a provincial agency that regulates the insurance industry. The FSCO website provides general insurance information as well as specific forms for making insurance applications.

  Statutory Accident Benefits Schedule (SABS)
  The SABS are the regulations created under the auto insurance portion of the Insurance Act that set out the scheme for claiming accident benefits in Ontario. The SABS set out what benefits are available to victims of automobile accidents and the process involved in making a claim.